Can Information Influence the Social Insurance Participation Decision of China's Rural Migrants?

49 Pages Posted: 30 Nov 2018 Last revised: 5 Dec 2018

See all articles by John Giles

John Giles

World Bank; IZA Institute of Labor Economics; World Bank - Development Research Group (DECRG)

Xin Meng

Australian National University; IZA Institute of Labor Economics

Guochang Zhao

Southwestern University of Finance and Economics (SWUFE)

Multiple version iconThere are 2 versions of this paper

Date Written: November 29, 2018

Abstract

This paper uses a randomized information intervention to shed light on whether poor understanding of social insurance, both the process of enrolling and costs and benefits, drives the relatively low rates of participation in urban health insurance and pension programs among China's rural-urban migrants. Among workers without a contract, the information intervention has a strong positive effect on participation in health insurance and, among younger age groups, in pension programs. Migrants are responsive to price: in cities where the premiums are low relative to earnings, information induces health insurance participation, while declines are observed in cities with high relative premiums.

Keywords: Social Development & Poverty, Health Economics & Finance, Health Insurance, Pensions & Retirement Systems, Employment and Unemployment, Labor Markets

Suggested Citation

Giles, John and Meng, Xin and Zhao, Guochang, Can Information Influence the Social Insurance Participation Decision of China's Rural Migrants? (November 29, 2018). World Bank Policy Research Working Paper No. 8658, Available at SSRN: https://ssrn.com/abstract=3293403

John Giles (Contact Author)

World Bank ( email )

Washington DC
United States

IZA Institute of Labor Economics

Schaumburg-Lippe-Str. 7 / 9
Bonn, D-53072
Germany

World Bank - Development Research Group (DECRG)

1818 H. Street, N.W.
MSN3-311
Washington, DC 20433
United States

Xin Meng

Australian National University ( email )

Research School of Economics
College of Business and Economics
Canberra ACT 0200
Australia
+61 26249 3102 (Phone)

IZA Institute of Labor Economics

Schaumburg-Lippe-Str. 7 / 9
Bonn, D-53072
Germany

Guochang Zhao

Southwestern University of Finance and Economics (SWUFE) ( email )

55 Guanghuacun St,
Chengdu, Sichuan 610074
China

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Downloads
22
Abstract Views
207
PlumX Metrics