The Effects of the Ability-to-Repay / Qualified Mortgage Rule on Mortgage Lending
Posted: 27 Nov 2018 Last revised: 25 Jun 2020
Date Written: November, 2018
In this note, we use a unique set of mortgage applications and locks data from January 2013 through September 2018 to examine the effects of the ATR/QM rule on mortgage lending and mortgage pricing.
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