Ring Fencing Retail Banks

10 Pages Posted: 18 Jun 2013

Date Written: June 17, 2013


In the backdrop of global financial crisis uncovering certain fundamental infirmities in the global financial system, the high priority task of renovating bank balance sheets while reinstating the regular flow of credit to the economy, the challenge is to make the banking systems more stable and the banking services more and more competitive and available to the common public uninterruptedly. This article suggests ring fencing of retail banks, which would shield the retail banking operations from the risks arising anywhere else across the bank or the wider system.

Keywords: Retail Banks, Investment Banking, Government Policy, and Regulation, Central Banks and Their Policies

JEL Classification: G21, G24, G28, E58

Suggested Citation

P.M., Vighneswara Swamy, Ring Fencing Retail Banks (June 17, 2013). Available at SSRN: https://ssrn.com/abstract=2280341 or http://dx.doi.org/10.2139/ssrn.2280341

Vighneswara Swamy P.M. (Contact Author)

IBS-Hyderabad ( email )

62, Nagarjuna Hill
Hyderabad, TX AP 501504

Do you have a job opening that you would like to promote on SSRN?

Paper statistics

Abstract Views
PlumX Metrics