A Comparative Study of Banking in China and India, Nonperforming Loans and the Level Playing Field

26 Pages Posted: 19 Mar 2011

See all articles by Daya Shanker

Daya Shanker

Deakin University - Bowater School of Management and Marketing

I.K.M. Mokhtarul Wadud

Deakin University - School of Accounting, Economics and Finance

Harminder Singh

Deakin University - School of Accounting, Economics and Finance

Date Written: November 14, 2009

Abstract

This paper compares the operative performances of the banking institutions in China and India, taking into account the contentious issue of institutional differences in the banking sectors of these two economies, as reflected in the generation of non-performing loans. The study also examines the issue of using of non-performing loans to provide countervailable subsidies to exporting organizations. Our results show that the efficiency differences between banks in these two countries can be related directly to their institutional differences.

Keywords: Technical Efficiency, Non-Performing Loans, Subsidies

JEL Classification: G 21, H 25

Suggested Citation

Shanker, Daya and Wadud, I.K.M. Mokhtarul and Singh, Harminder, A Comparative Study of Banking in China and India, Nonperforming Loans and the Level Playing Field (November 14, 2009). Available at SSRN: https://ssrn.com/abstract=1786001 or http://dx.doi.org/10.2139/ssrn.1786001

Daya Shanker

Deakin University - Bowater School of Management and Marketing ( email )

Burwood, Victoria 3125
Australia
+61 3 9244 6770 (Phone)
+61 3 9251 7083 (Fax)

I.K.M. Mokhtarul Wadud

Deakin University - School of Accounting, Economics and Finance ( email )

221 Burwood Highway
Burwood, Victoria 3215
Australia
+61 3 522 72051 (Phone)

Harminder Singh (Contact Author)

Deakin University - School of Accounting, Economics and Finance ( email )

221 Burwood Highway
Burwood, Victoria 3215
Australia

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