Household Debt and Credit: Economic Issues and Data Problems

32 Pages Posted: 11 Jan 2008

See all articles by Giuseppe Bertola

Giuseppe Bertola

Centre for Economic Policy Research (CEPR); Università di Torino - Dip. di Economia e Statistica

Stefan Hochguertel

VU University Amsterdam; Tinbergen Institute

Abstract

We survey contributions to the analysis of household liabilities, highlighting relevant theoretical aspects and outlining how data sources may support empirical testing and measurement efforts. Specifically, we classify aspects of household debt, discussing the theoretical and policy relevance of heterogeneity across individual and country dimensions. Aiming to illustrate conceptual and measurement issues, we refer to the approaches and results of some recent relevant country-specific work on administrative and survey data, and we argue that research in this area would greatly benefit from availability of appropriately classified household liabilities data and of cross-country institutional information.

Suggested Citation

Bertola, Giuseppe and Hochguertel, Stefan, Household Debt and Credit: Economic Issues and Data Problems. Economic Notes, Vol. 36, No. 2, pp. 115-146, July 2007, Available at SSRN: https://ssrn.com/abstract=1082615 or http://dx.doi.org/10.1111/j.1468-0300.2007.00181.x

Giuseppe Bertola (Contact Author)

Centre for Economic Policy Research (CEPR)

London
United Kingdom

Università di Torino - Dip. di Economia e Statistica ( email )

Lungo Dora Siena 100
Torino, 10153
Italy
+39 011 670 4405 (Phone)

HOME PAGE: http://https://sites.google.com/site/gipbert

Stefan Hochguertel

VU University Amsterdam ( email )

Dept Econ (FEWEB)
De Boelelaan 1105
1081HV Amsterdam
Netherlands
+31 20 59 86033 (Phone)
+31 20 59 89870 (Fax)

Tinbergen Institute

Gustav Mahlerplein 117
Amsterdam, 1082 MS
Netherlands

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