Joanne W. Hsu

Board of Governors of the Federal Reserve System

Principal Economist

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

Howard University - Department of Economics

Washington, DC 20059

United States

SCHOLARLY PAPERS

17

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1,905

SSRN CITATIONS
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Top 9,007

in Total Papers Citations

118

CROSSREF CITATIONS

24

Scholarly Papers (17)

1.
Downloads 1,131 ( 22,840)
Citation 40

Unemployment Insurance as a Housing Market Stabilizer

American Economic Review, Forthcoming
Number of pages: 57 Posted: 05 Dec 2012 Last Revised: 21 Nov 2017
Joanne W. Hsu, David A. Matsa and Brian Melzer
Board of Governors of the Federal Reserve System, Northwestern University - Kellogg School of Management and Federal Reserve Bank of Chicago
Downloads 1,094 (23,565)
Citation 42

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Positive Externalities of Social Insurance: Unemployment Insurance and Consumer Credit

NBER Working Paper No. w20353
Number of pages: 61 Posted: 04 Aug 2014 Last Revised: 11 Feb 2021
Joanne W. Hsu, David A. Matsa and Brian Melzer
Board of Governors of the Federal Reserve System, Northwestern University - Kellogg School of Management and Federal Reserve Bank of Chicago
Downloads 37 (532,805)

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Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy

Networks Financial Institute Working Paper 2011-WP-06
Number of pages: 70 Posted: 30 Apr 2011
Joanne W. Hsu
Board of Governors of the Federal Reserve System
Downloads 180 (202,633)
Citation 13

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Aging and Strategic Learning: The Impact of Spousal Incentives on Financial Literacy

FEDS Working Paper No. 2011-53
Number of pages: 46 Posted: 07 Dec 2011
Joanne W. Hsu
Board of Governors of the Federal Reserve System
Downloads 48 (480,487)
Citation 12

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Financial literacy, cognitive abilities, human capital, surveys, aging

3.

Minimum Wages and Consumer Credit: Impacts on Access to Credit and Traditional and High-Cost Borrowing

FEDS Working Paper No. 2017-010
Number of pages: 39 Posted: 05 Feb 2017 Last Revised: 07 Nov 2017
Lisa J. Dettling and Joanne W. Hsu
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 133 (260,326)
Citation 1

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Consumer debt, Credit cards, Credit constraints, Credit limit, Credit supply, Delinquency, Minimum wages, Payday loans

4.

Returning to the Nest: Debt and Parental Co-Residence Among Young Adults

FEDS Working Paper No. 2014-80
Number of pages: 53 Posted: 19 Oct 2014
Lisa J. Dettling and Joanne W. Hsu
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 133 (260,326)
Citation 23

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Consumer debt, household formation, delinquency, boomerang generation

5.

Confidence, Financial Literacy and Investment in Risky Assets: Evidence from the Survey of Consumer Finances

FEDS Working Paper No. 2020-004 https://doi.org/10.17016/FEDS.2020.004
Number of pages: 43 Posted: 14 May 2020
National Bank of Slovakia, Oesterreichische Nationalbank (OeNB), Board of Governors of the Federal Reserve System and Gda?sk University of Technology
Downloads 80 (365,890)

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Financial literacy; Confidence; Risky assets; Household finance; Survey data; Portfolio allocation

6.

Dementia Risk and Financial Decision Making by Older Households: The Impact of Information

FEDS Working Paper No. 2013-45
Number of pages: 45 Posted: 12 Oct 2013
Joanne W. Hsu and Robert J. Willis
Board of Governors of the Federal Reserve System and University of Michigan at Ann Arbor - Department of Economics
Downloads 67 (403,681)
Citation 4

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Household finance, cognition

7.

Mode Effects in Mixed-Mode Economic Surveys: Insights from a Randomized Experiment

FEDS Working Paper No. 2015-008, http://dx.doi.org/10.17016/FEDS.2015.008
Number of pages: 36 Posted: 06 Mar 2015
Joanne W. Hsu and Brooke Helppie-McFall
Board of Governors of the Federal Reserve System and University of Michigan, Survey Research Center
Downloads 38 (516,253)

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data quality, household surveys, mode effects, response rates

8.

Analysis of Wealth Using Micro and Macro Data: A Comparison of the Survey of Consumer Finances and Flow of Funds Accounts

FEDS Working Paper No. 2013-46
Number of pages: 41 Posted: 16 Oct 2013
Alice Henriques Volz and Joanne W. Hsu
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 36 (526,023)
Citation 5

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Wealth distribution, Flow of Funds Accounts, Survey of Consumer Finances

Financial Profiles of Workers Most Vulnerable to Coronavirus-Related Earnings Loss in the Spring of 2020

FEDS Working Paper No. 2020-093
Number of pages: 27 Posted: 12 Nov 2020
Brooke Helppie-McFall and Joanne W. Hsu
University of Michigan, Survey Research Center and Board of Governors of the Federal Reserve System
Downloads 18 (657,460)

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Savings, COVID-19, Coronavirus, Essential workers

Financial Profiles of Workers Most Vulnerable to Coronavirus-Related Earnings Loss in the Spring of 2020

Number of pages: 26 Posted: 29 Oct 2020 Last Revised: 30 Oct 2020
Brooke Helppie-McFall and Joanne W. Hsu
University of Michigan, Survey Research Center and Board of Governors of the Federal Reserve System
Downloads 17 (665,075)

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Savings, COVID-19, coronavirus, essential workers, telework

Financial Profiles of Workers Most Vulnerable to Coronavirus‐Related Earnings Loss in the Spring of 2020

Financial Planning Review, Vol. 3, No. 4, 2020
Posted: 04 Feb 2021
Brooke Helppie-McFall and Joanne W. Hsu
University of Michigan, Survey Research Center and Board of Governors of the Federal Reserve System

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10.

Heaping at Round Numbers on Financial Questions: The Role of Satisficing

FEDS Working Paper No. 2017-006
Number of pages: 56 Posted: 26 Jan 2017
Government of the United States of America - Bureau of the Census, University of Michigan, Survey Research Center and Board of Governors of the Federal Reserve System
Downloads 24 (594,623)

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Consumer surveys, Data collection and estimation, Satisficing

11.

Dementia Harms Household Finances Years before Clinical Recognition

FEDS Notes No. 2020-12-03-2 https://doi.org/10.17016/2380-7172.2825
Posted: 13 Dec 2020
Joanne W. Hsu and Lauren Hersch Nicholas
Board of Governors of the Federal Reserve System and Johns Hopkins University - Bloomberg School of Public Health

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12.

Changes in U.S. Family Finances from 2016 to 2019: Evidence from the Survey of Consumer Finances

Federal Reserve Bulletin, Vol. 106, No. 5 (September 2020). https://doi.org/10.17016/bulletin.2020.106
Posted: 21 Oct 2020
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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13.

Disparities in Wealth by Race and Ethnicity in the 2019 Survey of Consumer Finances

FEDS Notes No. 2020-09-28-2 https://doi.org/10.17016/2380-7172.2797
Posted: 02 Oct 2020
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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14.

A Wealthless Recovery? Asset Ownership and the Uneven Recovery from the Great Recession

FEDS Notes No. 2018-09-13
Posted: 21 Sep 2018 Last Revised: 25 Jun 2020
Lisa J. Dettling, Joanne W. Hsu and Elizabeth Llanes
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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15.

Where's the Money Going? The Importance of Accounting for Rent Payments in Measuring a Household's Financial Obligations

FEDS Notes No. 2018-06-20
Posted: 28 Jun 2018 Last Revised: 25 Jun 2020
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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16.

Recent Trends in Wealth-Holding by Race and Ethnicity: Evidence from the Survey of Consumer Finances

FEDS Notes No. 2017-09-27 https://doi.org/10.17016/2380-7172.2083
Posted: 16 Oct 2017
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, University of Wisconsin - Madison - La Follette School of Public Affairs, Board of Governors of the Federal Reserve System and New England Public Policy Institute, Federal Reserve Bank of Boston

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17.

Why Boomerang? Debt, Access to Credit, and Parental Co-residence among Young Adults

FEDS Notes No. 2015-10-01-2 https://doi.org/10.17016/2380-7172.1621
Posted: 30 Oct 2015
Lisa J. Dettling and Joanne W. Hsu
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

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