Steven Laufer

Board of Governors of the Federal Reserve System

Principal Economist

20th Street and Constitution Avenue NW

Washington, DC 20551

United States

SCHOLARLY PAPERS

12

DOWNLOADS
Rank 48,972

SSRN RANKINGS

Top 48,972

in Total Papers Downloads

1,099

SSRN CITATIONS
Rank 5,461

SSRN RANKINGS

Top 5,461

in Total Papers Citations

79

CROSSREF CITATIONS

165

Scholarly Papers (12)

The Joy of Giving or Assisted Living? Using Strategic Surveys to Separate Public Care Aversion from Bequest Motives

Journal of Finance, Forthcoming
Number of pages: 50 Posted: 27 Apr 2007 Last Revised: 08 Jun 2010
The Vanguard Group, Inc., New York University (NYU) - Department of Economics, Board of Governors of the Federal Reserve System and Columbia University Graduate School of Business
Downloads 392 (91,068)
Citation 25

Abstract:

Loading...

public care aversion, annuity puzzle, bequest, long-term care, survey methodology, household finance

The Joy of Giving or Assisted Living? Using Strategic Surveys to Separate Bequest and Precautionary Motives

NBER Working Paper No. w13105
Number of pages: 58 Posted: 27 Jun 2007 Last Revised: 24 Apr 2021
The Vanguard Group, Inc., New York University (NYU) - Department of Economics, Board of Governors of the Federal Reserve System and Columbia University Graduate School of Business
Downloads 27 (591,844)
Citation 3

Abstract:

Loading...

2.
Downloads 138 (253,005)
Citation 3

A More Timely House Price Index

FEDS Working Paper No. 2014-16
Number of pages: 62 Posted: 01 Mar 2014 Last Revised: 27 Jan 2015
Elliot Anenberg and Steven Laufer
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 76 (380,863)
Citation 2

Abstract:

Loading...

House price indices, house price forecasting, housing market microstructure

A More Timely House Price Index

Number of pages: 45 Posted: 23 Jun 2016
Elliot Anenberg and Steven Laufer
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 62 (425,754)
Citation 2

Abstract:

Loading...

3.

Liquidity Crises in the Mortgage Market

FEDS Working Paper No. 2018-016
Number of pages: 74 Posted: 12 Mar 2018 Last Revised: 29 Apr 2020
Temple University - Department of Human Resource Management, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, University of California, Berkeley - Haas School of Business and University of California, Berkeley - Haas School of Business
Downloads 131 (263,276)
Citation 11

Abstract:

Loading...

FHA, Ginnie Mae, Mortgages and credit, Financial crisis, Mortgage servicing, Nonbank institutions

4.

The Effects of Mortgage Credit Availability: Evidence from Minimum Credit Score Lending Rules

FEDS Working Paper No. 2016-098
Number of pages: 55 Posted: 19 Dec 2016
Steven Laufer and Andrew Paciorek
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 96 (327,084)

Abstract:

Loading...

Credit scores, Credit supply, Mortgages and credit, Residential Real Estate

5.
Downloads 73 (385,400)

Stress Testing Household Debt

FEDS Working Paper No. 2019-008
Number of pages: 47 Posted: 19 Feb 2019 Last Revised: 21 Feb 2019
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 73 (389,755)

Abstract:

Loading...

Delinquency, Household debt, Loan default, Stress testing

Stress Testing Household Debt

Journal of Credit Risk, Vol. 16, No. 3, 2020
Number of pages: 34 Posted: 19 Jan 2021
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 0
  • Add to Cart

Abstract:

Loading...

loan default, stress test, household debt, delinquency, ļ¬nancial stability

6.

The Effect of LTV-Based Risk Weights on House Prices: Evidence from an Israeli Macroprudential Policy

Journal of Urban Economics, 2021
Number of pages: 42 Posted: 20 Dec 2018 Last Revised: 07 Apr 2021
Steven Laufer and Nitzan Tzur-Ilan
Board of Governors of the Federal Reserve System and Northwestern University - Kellogg School of Management
Downloads 63 (416,787)
Citation 2

Abstract:

Loading...

House Prices, Macroprudential Policy, LTV-Based Risk Weights, Mortgages

7.

Equity Extraction and Mortgage Default

FEDS Working Paper No. 2013-30
Number of pages: 63 Posted: 25 May 2013
Steven Laufer
Board of Governors of the Federal Reserve System
Downloads 62 (419,999)
Citation 11

Abstract:

Loading...

Household finance, mortgages, equity extraction, default

8.

Residential Mortgage Lending in 2016: Evidence from the Home Mortgage Disclosure Act Data

Federal Reserve Bulletin, Vol. 103, No. 6
Number of pages: 27 Posted: 08 Mar 2018
Neil Bhutta, Steven Laufer and Daniel Ringo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 54 (448,621)
Citation 2

Abstract:

Loading...

HMDA, mortgage, refinance, home purchase, HMDA coverage, minority lending, nonbank lenders

9.

Search, Matching and Training

FEDS Working Paper No. 2016-075
Number of pages: 74 Posted: 26 Sep 2016
Christopher J. Flinn, Ahu Gemici and Steven Laufer
New York University -Leonard N. Stern School of Business - Department of Economics, New York University (NYU) - Department of Economics and Board of Governors of the Federal Reserve System
Downloads 36 (526,023)
Citation 3

Abstract:

Loading...

Minimum Wage, On-the-job training, Wage growth

10.

Using Data on Seller Behavior to Forecast Short-Run House Price Changes

FEDS Working Paper No. 2014-16
Number of pages: 53 Posted: 31 May 2017
Elliot Anenberg and Steven Laufer
Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System
Downloads 27 (581,775)

Abstract:

Loading...

House price indices, house price forecasting, housing market microstructure

11.

Are Rising Home Values Restraining Homebuying for Lower-Income Families?

FEDS Notes No. 2017-09-28-2 https://doi.org/10.17016/2380-7172.2078
Posted: 16 Oct 2017
Neil Bhutta, Steven Laufer and Daniel Ringo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

Abstract:

Loading...

12.

The Decline in Lending to Lower-Income Borrowers by the Biggest Banks

FEDS Notes No. 2017-09-28-1 https://doi.org/10.17016/2380-7172.2077
Posted: 16 Oct 2017
Neil Bhutta, Steven Laufer and Daniel Ringo
Board of Governors of the Federal Reserve System, Board of Governors of the Federal Reserve System and Board of Governors of the Federal Reserve System

Abstract:

Loading...