Household Debt, Mortgage, Financial Experience
Inclusive Access to Credit; Digitization; Verification Cost; Information Asymmetry
aggregate shocks, macro shocks, firm employment, employee composition
auto loan, interest-rate markup, dealer compensation, consumer protection, Nash bargaining
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credit delinquencies, gig-economy, Household Debt, labor markets, Unemployment insurance
gig-economy, labor markets, unemployment insurance, household debt, credit delinquencies
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