Yang Shi

The Chinese University of Hong Kong (CUHK)

Shatin, N.T.

Hong Kong

Hong Kong

SCHOLARLY PAPERS

2

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156

SSRN CITATIONS

0

CROSSREF CITATIONS

4

Scholarly Papers (2)

Adverse Selection in Credit Certificates: Evidence from a Peer-to-Peer Lending Platform

Number of pages: 59 Posted: 25 Jan 2019 Last Revised: 10 Dec 2020
Maggie Hu, Xiaoyang Li and Yang Shi
The Chinese University of Hong Kong, The Chinese University of Hong Kong (CUHK) and The Chinese University of Hong Kong (CUHK)
Downloads 90 (340,013)

Abstract:

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P2P lending; Credit allocation; Adverse selection; Credit certificate; Cognitive simplification

Adverse Selection and Credit Certificates: Evidence from a P2P Platform

ADBI Working Paper 942, Aprl 2019
Number of pages: 45 Posted: 16 Oct 2019
Maggie Hu, Xiaoyang Li and Yang Shi
The Chinese University of Hong Kong, The Chinese University of Hong Kong (CUHK) and The Chinese University of Hong Kong (CUHK)
Downloads 18 (650,547)
Citation 2

Abstract:

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P2P lending, credit allocation, adverse selection, certificate, bounded rationality, cognitive simplification

2.

Numerological Heuristics and Credit Risk in P2P Lending

Number of pages: 42 Posted: 08 May 2020 Last Revised: 20 Apr 2021
The Chinese University of Hong Kong, The Chinese University of Hong Kong (CUHK), The Chinese University of Hong Kong (CUHK) and Chinese University of Hong Kong
Downloads 48 (467,229)

Abstract:

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Credit risk; Numerological heuristics; Round-number heuristic; Lucky-number heuristic; Information asymmetry; P2P lending