Ramla Sadiq

University of Management and Technology (UMT), Pakistan - School of Business and Economics

Johar Town - Phase 1

Lahore, 54000

Pakistan

SCHOLARLY PAPERS

13

DOWNLOADS

857

SSRN CITATIONS

0

CROSSREF CITATIONS

0

Scholarly Papers (13)

1.

Problems and Issues in Transformation from Conventional Banking to Islamic Banking: Literature Review for the Need of a Comprehensive Framework for a Smooth Change

City University Research Journal, 5(2). 315-326, 2015
Number of pages: 14 Posted: 06 Jul 2015 Last Revised: 04 Mar 2021
Abdul Rafay and Ramla Sadiq
University of Management & Technology (UMT), Pakistan and University of Management and Technology (UMT), Pakistan - School of Business and Economics
Downloads 410 (87,321)

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Framework, Islam, Islamic Banking, Regulatory Standards, Transformation

2.

Pricing of Bai Salam: An Analytical Perspective

Ajmal, M.M., Rafay, A. & Sadiq, R. (2017). Pricing of Bai Salam: An Analytical Perspective. International Journal of Business & Society, 18(S1), 167-176.
Number of pages: 14 Posted: 10 Sep 2017 Last Revised: 04 Mar 2021
Muhammad Ajmal, Abdul Rafay and Ramla Sadiq
University of Management and Technology (UMT), Pakistan, University of Management & Technology (UMT), Pakistan and University of Management and Technology (UMT), Pakistan - School of Business and Economics
Downloads 76 (377,171)

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Bai Salam; ra’s al-mal; al-musallam alayhi; al-musallam fihi

3.

Fragmentation of Islamic Financial Products – An Exploratory Study of Islamic Schools of Thought

Rafay, A., Sadiq, R. & Ajmal, M. M. (2016). Fragmentation of Islamic Financial Products – An Exploratory Study of Islamic Schools of Thought. Abasyn Journal of Social Sciences, Special Issue, 48-61.
Number of pages: 16 Posted: 08 Jun 2016 Last Revised: 04 Mar 2021
Abdul Rafay, Ramla Sadiq and Muhammad Ajmal
University of Management & Technology (UMT), Pakistan, University of Management and Technology (UMT), Pakistan - School of Business and Economics and University of Management and Technology (UMT), Pakistan
Downloads 74 (382,899)

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Fragmentation, Islamic banking and finance, Jurisprudence, Madhahib, Schools of thought, Framework

4.

The Effect of IAS-24 Disclosures on Governance Mechanisms and Ownership Structures in Pakistan

Rafay, A., Sadiq, R. & Ajmal, M. M. (2016). The Effect of IAS-24 Disclosures on Governance Mechanisms and Ownership Structures in Pakistan. Lahore Journal of Business, 5(1), 15-36.
Number of pages: 24 Posted: 14 Feb 2017 Last Revised: 04 Mar 2021
Abdul Rafay, Ramla Sadiq and Muhammad Ajmal
University of Management & Technology (UMT), Pakistan, University of Management and Technology (UMT), Pakistan - School of Business and Economics and University of Management and Technology (UMT), Pakistan
Downloads 65 (410,399)

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IAS-24, IFRS, Related Party Transactions, Ownership Structures, Conflict of Interest, Governance

5.

X-Efficiency in Banking Industry – Evidence from South Asian Economy

Rafay, A., Sadiq, R. & Mohsan, T. (2016). X-Efficiency in Banking Industry – Evidence from South Asian Economy. Global Management Journal for Academic & Corporate Studies, 6(1), 25-36.
Number of pages: 14 Posted: 23 Aug 2016 Last Revised: 04 Mar 2021
Abdul Rafay, Ramla Sadiq and Tahseen Khan
University of Management & Technology (UMT), Pakistan, University of Management and Technology (UMT), Pakistan - School of Business and Economics and (UMT) University of Management and Technology (Pakistan)
Downloads 63 (417,136)

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Banks, DEA, Non-Parametric, X-Efficiency

6.

Religious Education: Analysis Over the Years

Journal of Islamic Thought and Civilization, Volume 4, Issue II, Fall 2014
Number of pages: 12 Posted: 28 Apr 2016
Afia Mushtaq, Ramla Sadiq and Farrukh Ijaz
University of Management and Technology (UMT), Pakistan - School of Business and Economics, University of Management and Technology (UMT), Pakistan - School of Business and Economics and University of Management and Technology
Downloads 55 (445,350)

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Faith, Madrasa, Religious Education

7.

'Capital Investment Anomaly' and 'Accruals Anomaly': Independent Or Inter-Dependent? – Evidence from South Asia

Rafay, A., Sadiq, R. & Ahmed, S. (2017). Capital Investment Anomaly and Accruals Anomaly: Independent or Inter-dependent? - Evidence from South Asia. Jurnal Pengurusan, 50, 111-122.
Number of pages: 14 Posted: 09 Oct 2017 Last Revised: 04 Mar 2021
Abdul Rafay, Ramla Sadiq and Shahzeb Ahmed
University of Management & Technology (UMT), Pakistan, University of Management and Technology (UMT), Pakistan - School of Business and Economics and Independent
Downloads 44 (489,365)

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Accruals Anomaly, Capital Investment Anomaly, India, Pakistan, Sector Analysis

8.

The Primacy of Innovation in Strategic Financial Management Understanding the Impact of Innovation and Performance on Capital Structure

Nosheen, S., Sadiq, R. & Rafay, A. (2016). The Primacy of Innovation in Strategic Financial Management-Understanding the Impact of Innovation and Performance on Capital Structure: Proceedings of the 2016 IEEE International Conference on Management of Innovation and Technology (ICMIT), Thailand.
Number of pages: 6 Posted: 25 Oct 2016
S. Nosheen, Ramla Sadiq and Abdul Rafay
University of Management and Technology (UMT), Pakistan, University of Management and Technology (UMT), Pakistan - School of Business and Economics and University of Management & Technology (UMT), Pakistan
Downloads 35 (531,582)

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Capital structure, Innovation, Leverage, Profitability, R&D investment

9.

Empirical Analysis of Structural Income Changes in Commercial Banks: A Case of Pakistan

The Lahore Journal of Business 7 : 1 (Autumn 2018): pp. 33–59
Number of pages: 27 Posted: 24 Apr 2019 Last Revised: 29 Apr 2019
Ramla Sadiq, Tahseen Khan and Noman Arshed
University of Management and Technology (UMT), Pakistan - School of Business and Economics, (UMT) University of Management and Technology (Pakistan) and University of Management and Technology (UMT), Pakistan - Department of Economics
Downloads 18 (635,973)

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banks, structural income, ownership mode, category mode, non-markup income

10.

Sensitivity of Investment to Internal Funds and Its Impact on Asset Sales and Performance: Case of a Developing Economy

Global Management Journal for Academic and Corporate Studies 7(2), 2017
Number of pages: 21 Posted: 25 Apr 2018
Ramla Sadiq, Uzma Ehtesham and Tahseen Khan
University of Management and Technology (UMT), Pakistan - School of Business and Economics, University of Management and Technology (UMT), Pakistan, Students and (UMT) University of Management and Technology (Pakistan)
Downloads 14 (664,611)

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Financial Constraints, Capital Expenditure, Asset Sales, Growth Opportunities

11.

Structural Mix of Credit Portfolios in Islamic Banking System: Evidence from a South Asian Economy

Rafay, A., Mohsan, T. & Sadiq, R. (2017). Structural Mix of Credit Portfolios in Islamic Banking System: Evidence from a South Asian Economy. In Mutum, D., Butt, M.M. & Rashid, M. (Eds.) Advances in Islamic Finance, Marketing, and Management: An Asian Perspective (pp.187-213). London: Emerald
Number of pages: 9 Posted: 12 Jan 2017 Last Revised: 24 Mar 2021
Abdul Rafay, Tahseen Khan and Ramla Sadiq
University of Management & Technology (UMT), Pakistan, (UMT) University of Management and Technology (Pakistan) and University of Management and Technology (UMT), Pakistan - School of Business and Economics
Downloads 2 (759,275)

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Islamic banking, credit portfolios, Pakistan, equity, investments, risk

12.

Uniform Framework for Sukuk Al-Ijarah – A Proposed Model for All Madhahib

Journal of Islamic Accounting and Business Research, 8(4), 420-454, 2017
Number of pages: 4 Posted: 03 Aug 2017 Last Revised: 24 Mar 2021
Abdul Rafay, Ramla Sadiq and Muhammad Ajmal
University of Management & Technology (UMT), Pakistan, University of Management and Technology (UMT), Pakistan - School of Business and Economics and University of Management and Technology (UMT), Pakistan
Downloads 1 (770,852)

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Islamic Financial Instruments, Islamic Fiqh, Madhahib, Regulatory Standards, Sukuk al-Ijarah, Uniform Framework.

13.

Disintermediation of Banks in a Developing Economy Profitability and Depositor Protection in Adverse Economic Conditions

Managerial Finance, Volume 45, Issue 2, 2017
Posted: 18 Mar 2019
(UMT) University of Management and Technology (Pakistan), Lahore School of Economics and University of Management and Technology (UMT), Pakistan - School of Business and Economics

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Profitability, Banks, Macroeconomic indicators, Disintermediation