Benjamin Guin

Bank of England

Economist

Threadneedle Street

London, EC2R 8AH

United Kingdom

SCHOLARLY PAPERS

11

DOWNLOADS
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Top 34,604

in Total Papers Downloads

1,647

SSRN CITATIONS
Rank 26,601

SSRN RANKINGS

Top 26,601

in Total Papers Citations

23

CROSSREF CITATIONS

11

Scholarly Papers (11)

1.

Deposit Withdrawals from Distressed Banks: Client Relationships Matter

Journal of Financial Stability, Forthcoming, University of St. Gallen, School of Finance Research Paper No. 2013-19
Number of pages: 82 Posted: 14 Nov 2013 Last Revised: 10 Nov 2019
Martin Brown, Benjamin Guin and Stefan Morkoetter
University of St. Gallen, Bank of England and University of St. Gallen - School of Finance
Downloads 646 (49,033)
Citation 11

Abstract:

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Liquidity Risk, Relationship Banking, Market Discipline

2.

Microfinance Banks and Financial Inclusion

Number of pages: 57 Posted: 01 Mar 2013 Last Revised: 12 Nov 2014
Martin Brown, Benjamin Guin and Karolin Kirschenmann
University of St. Gallen, Bank of England and ZEW – Leibniz Centre for European Economic Research
Downloads 342 (105,777)
Citation 7

Abstract:

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Access to finance, Microfinance, Bank-ownership, Mission drift

3.

Culture and Household Saving

Number of pages: 62 Posted: 05 Dec 2015 Last Revised: 02 Nov 2016
Benjamin Guin
Bank of England
Downloads 329 (110,498)
Citation 9

Abstract:

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Household Finance, Saving, Culture, Household Economics, Language, Peer Effects

4.

How Do Banks and Households Manage Interest Rate Risk? Evidence from the Swiss Mortgage Market

CESifo Working Paper Series No. 6649
Number of pages: 40 Posted: 27 Sep 2017
Christoph Basten, Benjamin Guin and Cathérine Koch
University of Zurich, Bank of England and Bank for International Settlements (BIS)
Downloads 77 (369,650)

Abstract:

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Fixed-Rate Mortgage (FRM), Adjustable-Rate Mortgage (ARM), fixation period, maturity mismatch, interest rate risk, credit risk, duration

5.

The Exposure of Mortgage Borrowers to Interest Rate Risk, Income Risk and House Price Risk – Evidence from Swiss Loan Application Data

University of St.Gallen, School of Finance Research Paper No. 2015/9
Number of pages: 40 Posted: 21 May 2015
Martin Brown and Benjamin Guin
University of St. Gallen and Bank of England
Downloads 75 (375,247)
Citation 2

Abstract:

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Mortgage Default, Mortgage Choice, Household Finance, Mortgage Risk

6.

How Do Banks and Households Manage Interest Rate Risk? Evidence from Mortgage Applications and Banks’ Responses

Bank of England Working Paper No. 733
Number of pages: 50 Posted: 08 Jun 2018
Christoph Basten, Benjamin Guin and Cathérine Koch
University of Zurich, Bank of England and Bank for International Settlements (BIS)
Downloads 55 (439,675)
Citation 4

Abstract:

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Interest rate risk, credit risk, maturity mismatch, duration, fixation period, repricing frequency, fixed-rate mortgage, adjustable rate mortgage

7.

High Water, No Marks? Biased Lending after Extreme Weather

Bank of England Working Paper No. 856
Number of pages: 45 Posted: 30 Mar 2020
Nicola Garbarino and Benjamin Guin
Bank of England and Bank of England
Downloads 45 (478,990)
Citation 4

Abstract:

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Climate, flooding, house prices, mortgages

8.

Does Energy Efficiency Predict Mortgage Performance?

Bank of England Working Paper No. 852 (2020)
Number of pages: 19 Posted: 06 Feb 2020
Benjamin Guin and Perttu Korhonen
Bank of England and Qatar Financial Centre Regulatory Authority
Downloads 36 (519,725)

Abstract:

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credit risk, energy efficiency, green mortgages

9.

(When) Do Banks React to Anticipated Capital Reliefs?

Bank of England Working Paper No. 889, Swiss Finance Institute Research Paper No. 20-113
Number of pages: 31 Posted: 19 Nov 2020 Last Revised: 21 Dec 2020
Bank of England, Bank of England, University of Zurich - Department of Banking and Finance and Bank of England
Downloads 25 (581,129)

Abstract:

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Bank regulation, mortgage lending, supervisory review process, capital requirements

10.

The Demand and Supply of Mortgage Fixation Periods. Managing Interest Rate Risk and Credit Risk in a Low Rate Environment

Number of pages: 62 Posted: 21 Jan 2017
Benjamin Guin, Christoph Basten and Cathérine Koch
Bank of England, University of Zurich and Bank for International Settlements (BIS)
Downloads 16 (641,575)

Abstract:

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Interest Rate Risk, Credit Risk, Mortgages, Fixation Period

11.

Climate policy and transition risk in the housing market

Bank of England Working Paper No. 918
Number of pages: 44 Posted: 05 May 2021
Lancaster University, Lancaster University and Bank of England
Downloads 1 (762,342)

Abstract:

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Climate policy, transition risk, house prices, financial stability, wealth inequality