Robert L. Clark

North Carolina State University - Poole College of Management

Hillsborough Street

Raleigh, NC 27695-8614

United States

SCHOLARLY PAPERS

44

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Top 7,492

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58

CROSSREF CITATIONS

119

Scholarly Papers (44)

Financial Education and Retirement Savings

Number of pages: 22 Posted: 31 Mar 2003
Robert L. Clark and Madeleine D'Ambrosio
North Carolina State University - Poole College of Management and Teachers Insurance and Annuity Association College Retirement Equities Fund (TIAA-CREF)
Downloads 1,034 (26,024)
Citation 3

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Financial Education and Retirement Savings

TIAA-CREF Working Paper
Posted: 26 Nov 2001
Robert L. Clark, Madeleine D'Ambrosio and Paul W. Mulvey
North Carolina State University - Poole College of Management, Teachers Insurance and Annuity Association College Retirement Equities Fund (TIAA-CREF) and North Carolina State University - Department of Business Management

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2.
Downloads 215 (174,428)
Citation 5

Strengthening Employment-Based Pensions in Japan

Pension Research Council Working Paper No. 2002-1
Number of pages: 35 Posted: 04 Mar 2002
Olivia S. Mitchell and Robert L. Clark
University of Pennsylvania - The Wharton School and North Carolina State University - Poole College of Management
Downloads 163 (223,449)

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Strengthening Employment-Based Pensions in Japan

NBER Working Paper No. w8891
Number of pages: 40 Posted: 11 Apr 2002 Last Revised: 20 Nov 2009
Robert L. Clark and Olivia S. Mitchell
North Carolina State University - Poole College of Management and University of Pennsylvania - The Wharton School
Downloads 52 (468,685)

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3.

Pension Plan Distributions: The Importance of Financial Literacy

Pension Research Council Working Paper No. 2010-27
Number of pages: 31 Posted: 12 Nov 2010
North Carolina State University - Poole College of Management, North Carolina State University - Department of Economics and North Carolina State University - Poole College of Management
Downloads 192 (193,584)
Citation 4

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Plans, Retirement, Annuity, Workers, Individuals, Distribution, Planning, Seminar, Annuities, Benefit

Financial Knowledge and 401(K) Investment Performance

Number of pages: 31 Posted: 27 Mar 2015 Last Revised: 28 Mar 2015
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 77 (382,114)
Citation 3

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financial knowledge, retirement planning, investment performance

Financial Knowledge and 401(K) Investment Performance

Pension Research Council WP 2014-02
Number of pages: 29 Posted: 12 Nov 2014
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 43 (508,559)

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Financial Knowledge and 401(K) Investment Performance

NBER Working Paper No. w20137
Number of pages: 29 Posted: 19 May 2014
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 39 (528,251)
Citation 2

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Employee Financial Literacy and Retirement Behavior: A Case Study

Wharton Pension Research Council Working Paper No. 2016-02
Number of pages: 23 Posted: 01 Sep 2015 Last Revised: 25 Feb 2020
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 120 (285,480)
Citation 1

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financial literacy, retirement planning

Employee Financial Literacy and Retirement Plan Behavior: A Case Study

NBER Working Paper No. w21461
Number of pages: 21 Posted: 18 Aug 2015 Last Revised: 21 Feb 2021
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 16 (680,218)
Citation 4

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6.

The Economics of State and Local Public Pensions

NBER Working Paper No. w16792
Number of pages: 24 Posted: 28 Feb 2011
Jeffrey R. Brown, Robert L. Clark and Joshua D. Rauh
University of Illinois at Urbana-Champaign - Department of Finance, North Carolina State University - Poole College of Management and Stanford Graduate School of Business
Downloads 114 (294,513)

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7.
Downloads 106 (309,856)
Citation 1

Financial Fragility During the COVID-19 Pandemic

Wharton Pension Research Council Working Paper No. 2020-25
Number of pages: 12 Posted: 04 Nov 2020 Last Revised: 15 Jan 2021
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 86 (357,375)

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Financial literacy, financial resilience, older population, vulnerable groups

Financial Fragility During the Covid-19 Pandemic

NBER Working Paper No. w28207
Number of pages: 20 Posted: 21 Dec 2020 Last Revised: 29 Jul 2021
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 20 (649,181)

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Financial Fragility During the COVID-19 Pandemic

CEPR Discussion Paper No. DP15532
Number of pages: 22 Posted: 23 Dec 2020
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
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8.
Downloads 60 (431,621)

Phasing into Retirement

NBER Working Paper No. w9779
Number of pages: 32 Posted: 15 Jun 2003 Last Revised: 22 Mar 2021
Steven G. Allen, Robert L. Clark and Linda Ghent
North Carolina State University - Poole College of Management, North Carolina State University - Poole College of Management and Eastern Illinois University - Department of Economics
Downloads 60 (437,812)
Citation 3

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Phasing into Retirement

Posted: 04 Oct 2004
Steven G. Allen, Robert L. Clark and Linda Ghent
North Carolina State University - Poole College of Management, North Carolina State University - Poole College of Management and Eastern Illinois University - Department of Economics

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Retirement, phased retirement, faculty retirement

9.

Encouraging New Hires to Save for Retirement

RAND Working Paper Series WR- 892-SSA
Number of pages: 80 Posted: 11 Dec 2011
Robert L. Clark, Melinda Sandler Morrill and Jen Maki
North Carolina State University - Poole College of Management, North Carolina State University - Department of Economics and Center for Healthcare Economics and Policy, FTI Consulting
Downloads 54 (453,394)

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10.

The Role of Financial Literacy in Determining Retirement Plans

NBER Working Paper No. w16612
Number of pages: 41 Posted: 18 Dec 2010
North Carolina State University - Poole College of Management, North Carolina State University - Department of Economics and North Carolina State University - Poole College of Management
Downloads 41 (507,638)

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11.

Pensions and Firm Performance

NBER Working Paper No. w2266
Number of pages: 69 Posted: 25 Jun 2004 Last Revised: 13 Mar 2021
Steven G. Allen and Robert L. Clark
North Carolina State University - Poole College of Management and North Carolina State University - Poole College of Management
Downloads 36 (531,661)

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12.

Who's Watching the Door? How Controlling Provider Access Can Improve K-12 Teacher Retirement Outcomes

TIAA-CREF Institute Research Dialogue No. 98, November 2010
Number of pages: 26 Posted: 13 Mar 2015 Last Revised: 18 Jan 2019
Robert L. Clark and David P. Richardson
North Carolina State University - Poole College of Management and TIAA Institute
Downloads 32 (552,635)

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Retirement Plan, Investment Fees, Retirement Income

13.

Why Do Pensions Reduce Mobility?

NBER Working Paper No. w2509
Number of pages: 16 Posted: 27 Apr 2000 Last Revised: 12 May 2021
Steven G. Allen, Robert L. Clark and Ann A. McDermed
North Carolina State University - Poole College of Management, North Carolina State University - Poole College of Management and North Carolina State University - Department of Business Management
Downloads 31 (558,097)

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14.

Has Job Security Vanished in Large Corporations?

NBER Working Paper No. w6966
Number of pages: 35 Posted: 25 Jun 1999 Last Revised: 12 Oct 2010
Steven G. Allen, Robert L. Clark and Sylvester J. Schieber
North Carolina State University - Poole College of Management, North Carolina State University - Poole College of Management and Independent
Downloads 30 (563,772)
Citation 1

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15.

Golden Years or Financial Fears? Decision Making after Retirement Seminars

NBER Working Paper No. w19231
Number of pages: 45 Posted: 19 Jul 2013 Last Revised: 19 Jul 2021
North Carolina State University - Poole College of Management, North Carolina State University - Poole College of Management, Center for Healthcare Economics and Policy, FTI Consulting and North Carolina State University - Department of Economics
Downloads 27 (581,674)
Citation 2

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16.

Pensions, Bonding, and Lifetime Jobs

NBER Working Paper No. w3688
Number of pages: 52 Posted: 25 Jun 2004 Last Revised: 01 Aug 2021
Steven G. Allen, Robert L. Clark and Ann A. McDermed
North Carolina State University - Poole College of Management, North Carolina State University - Poole College of Management and North Carolina State University - Department of Business Management
Downloads 27 (581,674)
Citation 1

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17.

The Funding Status of Retiree Health Plans in the Public Sector

NBER Working Paper No. w16450
Number of pages: 38 Posted: 12 Oct 2010
Robert L. Clark and Melinda Sandler Morrill
North Carolina State University - Poole College of Management and North Carolina State University - Department of Economics
Downloads 26 (588,112)

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18.

Planning for Retirement? The Importance of Time Preferences

NBER Working Paper No. w23501
Number of pages: 63 Posted: 13 Jun 2017 Last Revised: 20 Mar 2021
North Carolina State University - Poole College of Management, North Carolina State University, University of Wyoming - College of Business - Department of Economics and Finance and North Carolina State University - Department of Economics
Downloads 25 (594,482)
Citation 1

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What Explains Low Old-Age Income? Evidence from the Health and Retirement Study

Wharton Pension Research Council Working Paper No. 2021-08
Number of pages: 63 Posted: 23 Apr 2021
Olivia S. Mitchell, Robert L. Clark and Annamaria Lusardi
University of Pennsylvania - The Wharton School, North Carolina State University - Poole College of Management and George Washington University - Department of Accountancy
Downloads 20 (649,181)

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Financial literacy, financial resilience, aging, vulnerable groups

What Explains Low Old-Age Income? Evidence from the Health and Retirement Study

NBER Working Paper No. w28721
Number of pages: 63 Posted: 26 Apr 2021 Last Revised: 20 Jul 2021
Olivia S. Mitchell, Robert L. Clark and Annamaria Lusardi
University of Pennsylvania - The Wharton School, North Carolina State University - Poole College of Management and George Washington University - Department of Accountancy
Downloads 4 (780,603)
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20.

Employer Concerns and Responses to an Aging Workforce

NBER Working Paper No. w25572
Number of pages: 46 Posted: 26 Feb 2019
Robert L. Clark, Steven A. Nyce, Beth Ritter and John B. Shoven
North Carolina State University - Poole College of Management, Willis Towers Watson, North Carolina State University and Stanford University - Department of Economics
Downloads 23 (607,721)
Citation 4
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21.

Pension Wealth, Age-Wealth Profiles and the Distribution of Net Worth

NBER Working Paper No. w2439
Number of pages: 60 Posted: 07 Nov 2007 Last Revised: 03 Mar 2021
Ann A. McDermed, Robert L. Clark and Steven G. Allen
North Carolina State University - Department of Business Management, North Carolina State University - Poole College of Management and North Carolina State University - Poole College of Management
Downloads 21 (621,311)

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22.

Can Simple Informational Nudges Increase Employee Participation in a 401(K) Plan?

NBER Working Paper No. w19591
Number of pages: 46 Posted: 01 Nov 2013 Last Revised: 14 Jul 2021
Robert L. Clark, Jen Maki and Melinda Sandler Morrill
North Carolina State University - Poole College of Management, Center for Healthcare Economics and Policy, FTI Consulting and North Carolina State University - Department of Economics
Downloads 20 (628,357)
Citation 5

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23.

Unions, Pension Wealth, and Age-Compensation Profiles

NBER Working Paper No. w1677
Number of pages: 42 Posted: 05 Jul 2004 Last Revised: 07 Aug 2010
Steven G. Allen and Robert L. Clark
North Carolina State University - Poole College of Management and North Carolina State University - Poole College of Management
Downloads 20 (628,357)
Citation 1

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24.

Post-Retirement Adjustments of Pension Benefits

NBER Working Paper No. w1364
Number of pages: 39 Posted: 25 Jun 2004 Last Revised: 26 Mar 2021
Steven G. Allen, Robert L. Clark and Daniel A. Sumner
North Carolina State University - Poole College of Management, North Carolina State University - Poole College of Management and University of California, Davis - Department of Agricultural and Resource Economics
Downloads 20 (628,357)

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25.

Nudging Retirement Savings: A Field Experiment on Supplemental Plans

NBER Working Paper No. w23679
Number of pages: 52 Posted: 21 Aug 2017
North Carolina State University - Poole College of Management, North Carolina State University, North Carolina State University - Department of Economics and University of Wyoming - College of Business - Department of Economics and Finance
Downloads 19 (635,323)
Citation 2

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26.

Post-Retirement Increases in Pensions in the 1980s: Did Plan Finances Matter?

NBER Working Paper No. w4413
Number of pages: 42 Posted: 10 Jul 2007 Last Revised: 25 Jul 2021
Steven G. Allen, Robert L. Clark and Ann A. McDermed
North Carolina State University - Poole College of Management, North Carolina State University - Poole College of Management and North Carolina State University - Department of Business Management
Downloads 15 (663,896)
Citation 2

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27.

Lessons for Public Pensions from Utah's Move to Pension Choice

NBER Working Paper No. w21385
Number of pages: 49 Posted: 20 Jul 2015 Last Revised: 07 Jun 2021
Robert L. Clark, Emma Hanson and Olivia S. Mitchell
North Carolina State University - Poole College of Management, Government of North Carolina - Retirement Systems Division and University of Pennsylvania - The Wharton School
Downloads 14 (671,335)

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28.

How Does Retiree Health Insurance Influence Public Sector Employee Saving?

NBER Working Paper No. w19511
Number of pages: 40 Posted: 11 Oct 2013 Last Revised: 25 Apr 2021
Robert L. Clark and Olivia S. Mitchell
North Carolina State University - Poole College of Management and University of Pennsylvania - The Wharton School
Downloads 14 (671,335)
Citation 2

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29.

The Effects of Retiree Health Insurance Plan Characteristics on Retirees&Apos; Choice and Employers&Apos; Costs

NBER Working Paper No. w19566
Number of pages: 50 Posted: 25 Oct 2013 Last Revised: 19 Jun 2021
North Carolina State University - Poole College of Management, North Carolina State University - Department of Economics and North Carolina General Assembly - Fiscal Research Division
Downloads 10 (702,008)

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30.

Defined Benefit Pension Plan Distribution Decisions by Public Sector Employees

NBER Working Paper No. w18488
Number of pages: 59 Posted: 27 Oct 2012 Last Revised: 09 Jul 2021
North Carolina State University - Poole College of Management, North Carolina State University - Department of Economics and North Carolina General Assembly - Fiscal Research Division
Downloads 10 (702,008)

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31.

Annuity Options in Public Pension Plans: The Curious Case of Social Security Leveling

NBER Working Paper No. w23262
Number of pages: 59 Posted: 20 Mar 2017 Last Revised: 25 Jul 2021
North Carolina State University - Poole College of Management, North Carolina State University, North Carolina State University - Department of Economics and North Carolina General Assembly - Fiscal Research Division
Downloads 7 (725,328)
Citation 1

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32.

Work after Retirement: Worklife Transitions of Career Public Employess

NBER Working Paper No. w26272
Number of pages: 35 Posted: 18 Sep 2019 Last Revised: 18 Jun 2021
Robert L. Clark, Robert G. Hammond and Siyan Liu
North Carolina State University - Poole College of Management, University of Alabama - Department of Economics, Finance and Legal Studies and North Carolina State University
Downloads 6 (733,186)

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33.

How are Employers Responding to an Aging Workforce?

NBER Working Paper No. w26633
Number of pages: 29 Posted: 13 Jan 2020 Last Revised: 10 Apr 2021
Robert L. Clark and Beth Ritter
North Carolina State University - Poole College of Management and North Carolina State University
Downloads 5 (741,050)
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34.

Navigating Complex Financial Decisions at Retirement: Evidence from Annuity Choices in Public Sector Pensions

NBER Working Paper No. w25129
Number of pages: 48 Posted: 08 Oct 2018
Robert L. Clark, Robert G. Hammond and David Vanderweide
North Carolina State University - Poole College of Management, North Carolina State University - Department of Economics and North Carolina General Assembly - Fiscal Research Division
Downloads 5 (741,050)
Citation 3

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35.

Supplemental Plan Offerings and Retirement Saving Choices: An Analysis of North Carolina School Districts

NBER Working Paper No. w21382
Number of pages: 54 Posted: 20 Jul 2015 Last Revised: 05 Jun 2021
North Carolina State University - Poole College of Management, Government of North Carolina - Retirement Systems Division, North Carolina State University - Department of Economics and North Carolina State University - Department of Economics
Downloads 4 (748,681)
Citation 3

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36.

Does Automatic Enrollment Increase Contributions to Supplement Retirement Programs by K-12 and University Employees?

NBER Working Paper No. w26263
Number of pages: 32 Posted: 18 Sep 2019 Last Revised: 05 Apr 2021
Robert L. Clark and Denis Pelletier
North Carolina State University - Poole College of Management and North Carolina State University - Department of Economics
Downloads 2 (766,320)

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37.

Impact of Defaults in Retirement Saving Plans: Public Employee Plans

NBER Working Paper No. w26234
Number of pages: 36 Posted: 09 Sep 2019
Robert L. Clark and Denis Pelletier
North Carolina State University - Poole College of Management and North Carolina State University - Department of Economics
Downloads 2 (766,320)
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38.

Annuity Pricing in Public Pension Plans: Importance of Interest Rates

NBER Working Paper No. w25343
Number of pages: 39 Posted: 11 Dec 2018
North Carolina State University, North Carolina State University - Poole College of Management, North Carolina State University and North Carolina General Assembly - Fiscal Research Division
Downloads 2 (766,320)

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39.

Financial Well-being among Black and Hispanic Women

Wharton Pension Research Council Working Paper No. 2021-03
Posted: 25 Feb 2021
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy, University of Pennsylvania - The Wharton School and George Washington University - School of Business

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Financial well-being, financial literacy, financial education, financial fragility

40.

Financial Well-Being of State and Local Government Retirees in North Carolina

Wharton Pension Research Council Working Paper No. 2019-16, Published in Mitchell, O., and A. Lusardi (Eds.) (2020). Remaking Retirement: Debt in an Aging Economy. Oxford, UK: Oxford University Press.
Posted: 20 Feb 2020 Last Revised: 30 Nov 2020
Robert L. Clark and Siyan Liu
North Carolina State University - Poole College of Management and North Carolina State University

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older adults, low income retirees, moderate income retirees, retirement savings, public employees, North Carolina, financial literacy

41.

Informing Retirement Savings Decisions: A Field Experiment on Supplemental Plans

Economic Inquiry, Vol. 57, Issue 1, pp. 188-205, 2019
Number of pages: 18 Posted: 05 Dec 2018
North Carolina State University - Poole College of Management, North Carolina State University, North Carolina State University - Department of Economics and University of Wyoming - College of Business - Department of Economics and Finance
Downloads 0 (794,839)
Citation 1
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42.

Employee Financial Literacy and Retirement Plan Behavior: A Case Study

Economic Inquiry, Vol. 55, Issue 1, pp. 248-259, 2017
Number of pages: 12 Posted: 21 Nov 2016
Robert L. Clark, Annamaria Lusardi and Olivia S. Mitchell
North Carolina State University - Poole College of Management, George Washington University - Department of Accountancy and University of Pennsylvania - The Wharton School
Downloads 0 (794,839)
Citation 3
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43.

Sex Differences, Financial Education, and Retirement Goals

Published in Mitchell, O. and S. Utkus (Eds.) (2004). Pension Design and Structure: New Lessons from Behavioral Finance. Oxford, UK: Oxford University Press., Pension Research Council WP2003-15
Posted: 07 Dec 2003 Last Revised: 06 Apr 2020
Robert L. Clark
North Carolina State University - Poole College of Management

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44.

Faculty Choice of a Pension Plan: Defined Benefit vs. Defined Contribution

Posted: 07 Sep 1999
Robert L. Clark and M. Melinda Pitts
North Carolina State University - Poole College of Management and Federal Reserve Bank of Atlanta

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