Bernardo Batiz-Lazo

Northumbria University

Newcastle Upon Tyne

Newcastle Upon Tyne, NE1 8ST

United Kingdom

SCHOLARLY PAPERS

20

DOWNLOADS
Rank 34,192

SSRN RANKINGS

Top 34,192

in Total Papers Downloads

1,730

SSRN CITATIONS

4

CROSSREF CITATIONS

5

Scholarly Papers (20)

1.

How the Future Shaped the Past: The Case of the Cashless Society

Number of pages: 21 Posted: 18 Nov 2011
Bernardo Batiz-Lazo, Thomas Haigh and David L. Stearns
Northumbria University, University of Wisconsin - Milwaukee and University of Washington - The Information School
Downloads 251 (150,377)
Citation 2

Abstract:

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imaginaires, expectations, isomorphism, cashless society, payment systems, USA

2.

Virgin Finance: Sir Richard Branson’s Pursuit of a Significant Presence in Retail Financial Services

Number of pages: 24 Posted: 03 Jan 2011
Bernardo Batiz-Lazo and Kimio Kase
Northumbria University and University of Navarra, IESE Business School
Downloads 242 (155,787)

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Virgin Group, Richard Branson, UK, retail finance

3.

Is the Blockchain the Cure for the Omni-Channel Blues? A Provocation

Bangor Business School Research
Number of pages: 10 Posted: 18 May 2017
Bernardo Batiz-Lazo
Northumbria University
Downloads 203 (184,094)

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Blockchain, Omni-Channel, Retail Payments, Cashless, Self-Service, Banking

4.

Emergence and Evolution of ATM Networks in the UK, 1967-2000

Number of pages: 44 Posted: 11 Jan 2010
Bernardo Batiz-Lazo
Northumbria University
Downloads 149 (240,546)
Citation 2

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banks, building societies, cash dispensers, ATM, technological innovation, diffusion, UK, networks, payment systems

5.

In Digital We Trust: The Computerisation of Retail Finance in Western Europe and North America

Number of pages: 13 Posted: 03 Jan 2011
Bernardo Batiz-Lazo, J. Carles Maixé-Altés and Paul Thomes
Northumbria University, University of A Coruna and RWTH Aachen University
Downloads 147 (243,298)

Abstract:

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banking, computers

6.

The Development of Cash Dispensing Technology in the UK

Number of pages: 17 Posted: 11 Jan 2010
Robert J.K. Reid and Bernardo Batiz-Lazo
University of Glasgow - Department of Economic & Social History and Northumbria University
Downloads 110 (302,122)

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Cash dispensers (ATMs), History, Financial data processing, Patents, Research and development, User interfaces, United Kingdom

7.

Is the Future of the ATM Past?

Number of pages: 22 Posted: 12 Jan 2010
Bernardo Batiz-Lazo
Northumbria University
Downloads 98 (326,518)

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cash dispenser, ATM, payment systems, UK; networks, self-service market, multilateral interchange fee (MIF), LINK

8.

Organisational Change and the Computerisation of British and Spanish Savings Banks, Circa 1950-1985

Number of pages: 21 Posted: 12 Jan 2010
J. Carles Maixé-Altés and Bernardo Batiz-Lazo
University of A Coruna and Northumbria University
Downloads 75 (384,002)

Abstract:

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comparative financial markets, United Kingdom, Spain, market structure, technological change, regulatory change, savings banks, banks, TSB, cajas de ahorro

9.

Accounting Regulation and Management Discretion in a British Building Society, Circa 1960

Number of pages: 44 Posted: 12 Jan 2010
Mark Billings and Bernardo Batiz-Lazo
University of Nottingham and Northumbria University
Downloads 72 (392,749)

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Accounting manipulation, Creative accounting, Sale and leaseback, Depreciation, Building societies, United Kingdom

10.

Business Elites and the Diffusion of US-Style Business Education in Mexico (1955-2005)

Number of pages: 44 Posted: 07 Nov 2011
Bernardo Batiz-Lazo
Northumbria University
Downloads 56 (446,252)
Citation 1

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business elites, grupos, Master’s in Management, Master’s in Business Administration (MBA), case method, business schools, multinationals, Mexico, UK, USA

11.

The History of the Swedish ATM - Sparfrämjandet and Metior

Number of pages: 10 Posted: 03 Jan 2011
Björn Thodenius, Bernardo Batiz-Lazo and Tobias Karlsson
affiliation not provided to SSRN, Northumbria University and Lund University
Downloads 56 (446,252)
Citation 1

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cash dispensers, automated teller machines (ATM), technological change, savings banks, Sweden

12.

Building Bankomat: The Development of On-Line, Real-Time Systems in British and Swedish Savings Banks, c.1965-1985

Number of pages: 26 Posted: 03 Jan 2011
Bernardo Batiz-Lazo, Tobias Karlsson and Björn Thodenius
Northumbria University, Lund University and affiliation not provided to SSRN
Downloads 46 (485,578)
Citation 6

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cash dispensers (ATM), computers (on-line, real-time), technological change, savings banks, Great Britain, Sweden, USA.

13.

The Creation of Internet Communities: A Brief History of On-Line Distribution of Working Papers Through NEP, 1998-2010

Number of pages: 24 Posted: 03 Jan 2011
Bernardo Batiz-Lazo
Northumbria University
Downloads 41 (507,816)

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digital libraries, online communities, open source, New Economic Papers (NEP), RePEc

14.

A Brief Business History of an On-Line Distribution System for Academic Research Called NEP, 1998-2010

Bangor Business School Research Paper No. 11/005
Number of pages: 31 Posted: 07 Nov 2011
Bernardo Batiz-Lazo and Thomas Krichel
Northumbria University and Long Island University
Downloads 39 (517,235)

Abstract:

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digital libraries, on-line communities, New Economic Papers (NEP), RePEc

15.

Auditors and the Supervision of Retail Finance: Evidence from Two Small-Sized Building Societies, 1976-1978

Number of pages: 33 Posted: 07 Nov 2011
Bernardo Batiz-Lazo and Masayoshi Noguchi
Northumbria University and Kobe University - Research Institute for Economics & Business Administration
Downloads 38 (522,022)

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corporate governance (the system of internal control), Building Societies Act 1960 (BSA60), the Chief Registrar of Friendly Societies (CRFS), the Treasury, building societies, supervision of retail financial intermediaries, delegated monitoring, UK

16.

Engineering Change in Mexico: The Adoption of Computer Technology at Grupo ICA (1965-1971)

Number of pages: 23 Posted: 31 Jan 2010
Thomas Haigh and Bernardo Batiz-Lazo
University of Wisconsin - Milwaukee and Northumbria University
Downloads 30 (563,973)

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Computer Centers, History, Data Processing, Computer Integrated Engineering, Mexico

17.

Adoption and Diffusion of Double Entry Bookkeeping in Mexico and Spain: A Related but Under-Investigated Development

Number of pages: 36 Posted: 11 Jan 2010
University of Seville, University of A Coruna, University of Seville and Northumbria University
Downloads 30 (563,973)

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double entry, diffusion of accounting systems, knowledge transfer, Mexico (New Spain), Spain

18.

Accounting for Dominance and Submission: Disciplining Building Societies with Accounting-Based Regulation, Circa 1960

Number of pages: 38 Posted: 07 Nov 2011
Bernardo Batiz-Lazo and Masayoshi Noguchi
Northumbria University and Kobe University - Research Institute for Economics & Business Administration
Downloads 24 (601,308)

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accounting-based regulation, House Purchase and Housing Act, 1959, Building Societies Act, 1960, Chief Registrar of Friendly Societies, HM Treasury, the Building Societies Association, disciplinary power, reserve ratio, property developers

19.

All About the State: Fifty Years of Innovative Technology to Deliver an Inclusive Financial Sector

Number of pages: 33 Posted: 11 Sep 2020
Bernardo Batiz-Lazo, Santiago Carbo and Marybeth Rouse
Northumbria University, University of Granada - Faculty of Economics and Business Administration and University of Johannesburg - College of Business and Economics
Downloads 19 (635,551)
Citation 1

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Disruptive Technology, Financial Inclusion, Innovation, State as an Entrepreneur, Kenya

20.

Early “Frictions” in the Transition towards Cashless Payments

Number of pages: 11 Posted: 22 Jul 2021
Bernardo Batiz-Lazo and Tom Buckley
Northumbria University and University of Sheffield - School of Management
Downloads 4 (748,902)

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